Millions are online everyday shopping for various products. However, many at one point suffered from identity fraud! Something as simple as clicking the checkout link on the web page can potentially put your credit card information in the wrong hands!
Credit card scams are created every minute, but remember not to panic. Always use wisdom when shopping online for anything you have to us your card number for. Know who the merchant is and make sure that the site is secured. You would not give out your card number to a complete stranger under any circumstances, the same works in the cyber world. Try to make sure the merchant is legitimate and it is a well known business. Not a â€œspin-offâ€ of a popular one. Designers of these fake sites are getting more sophisticated with logos and terminology.
Donâ€™t be quick to give your information out! If you are unsure of whom the merchant is, something as small as online security answers to questions can cause your information to be exposed. If your instincts are telling you to leave it alone, chances are youâ€™re right! The best thing is keep tabs on your spending online by getting confirmation after your purchase. Keep records of everything you buy if it is printouts of receipts or emailed confirmations.
The good news is that banks are taking extreme measures to make sure that credit card information is staying secured for consumers. Credit card issuers are known to cancel cards and replace them at the first sign of funny activity. Banks will sometime freeze order prescription drugs online accounts to notify consumers before any other activity takes place. This is so they can discuss abnormal activity with the customer and correct the issue in a timely manner.